News & guides

First Time Buyers Tips

Posted by on Aug 10, 2019 in first time buyers | 0 comments

First Time Buyers Tips

First Time Buyers Guide Getting that first foot onto the property ladder isn’t always straightforward. However we have put together a short guide for First Time Buyers to cover the basics. Obviously this is general advice. But if you would like advice pertaining to your personal circumstances,...

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Our New Radio Adverts

Posted by on Mar 8, 2019 in Mortgage News, Personal Thoughts | 0 comments

Our New Radio Adverts

Our radio adverts have worked really well for us. They have opened up a brand new audience for our mortgage advisers. We could have gone down the same route as many other financial advisers who advertise on the radio with a boring male voiceover, but we wanted to have some fun. So Pete Sutton who...

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Understanding Stamp Duty

Posted by on Mar 6, 2019 in Conveyancing, Equity Release | 0 comments

Understanding Stamp Duty

If you are purchasing a house that costs over £125,000, you will have to pay what’s called a ‘Stamp Duty Land Tax’. This tax is payable for both freehold and leasehold properties, regardless of whether you are buying the property with a mortgage or outright. As the stamp duty tax is calculated...

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Landlord Tax Relief Changes

Posted by on Oct 27, 2016 in Mortgage News | 0 comments

Landlord Tax Relief Changes

There are currently approximately two million private landlords in the UK according to research from HomeLet. Countrywide reported that 93% of its landlords have just one rental property. So the recent changes in Tax Relief by the last chancellor George Osborne are going to affect the long term...

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The Help To Buy Scheme

Posted by on Sep 14, 2016 in first time buyers | 0 comments

The Help To Buy Scheme

With a significant rise in housing prices and stagnating wages, getting onto the property ladder has proven out of reach for many UK residents. However, since the introduction of help to buy scheme in 2013, the government has now made it easier to own a property in England. The help to buy scheme,...

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Why opt for Equity Release?

Posted by on Aug 17, 2016 in Equity Release | 0 comments

Why opt for Equity Release?

For many of our equity release clients, knowing the pros and cons of taking out an Equity Release Mortgage, or as it is sometimes called – lifetime mortgage is paramount. Whilst this article will not answer all the questions, especially when it come to your unique situation (you will have to...

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