First time buyer

Planning to buy your first home is exciting! Right now you may just be thinking about how to get on the property ladder, casually browsing apartments online. Or perhaps you’ve already found the ideal place? Then it is time to sort out the finances. How much can you borrow? What monthly payments can you afford? Are there special discounts for first time buyers? What is the best type of mortgage for you? If all this seems a little daunting, then why not speak to an expert mortgage advisor.

A free consultation with a mortgage expert
Michael Usher offers a free initial consultation for first time buyers. Book an appointment today and meet one of our qualified mortgage advisors at a convenient time and place. They listen to what you are trying to achieve and talk you through the important considerations. They use sophisticated software to search the whole mortgage market and find the most competitive and suitable option for you. Should you choose to go ahead, your mortgage advisor then takes the stress away by handling the application process for you.

Mitch Atkins

“We search the entire mortgage market for the best deals, then we handle the application for you.”
Mitch Atkins, Mortgage Advisor

Feel free to ask me a question.

Using a mortgage expert can prove invaluable
Michael Usher mortgage advisors look through the whole market for discounts, favourable terms and the best interest rates. Over the length of the mortgage term that might equate to many thousands of pounds saved. Our advisors are experienced and know the criteria each lender uses to assess your first time buyer mortgage application. That’s crucial in knowing which lender is best to opt for. Take a look at the hundreds of positive independent reviews left by our clients on sites such as Checkaprofessional, Trust pilot and Vouched for. We are ready to help you succeed too, just give us a call or use the form below.

Our professional fees for first time buyer mortgages
After your free consultation, you may choose to go ahead and ask us to help you pick and apply for your mortgage. We charge a professional fee for first time buyer mortgages which is split into two parts. A £100 non-refundable fee payable when your mortgage application is submitted, and a further £395 when it is completed. Please note: Our standard fee is £495 however this can vary, dependant on your circumstances.

First-Time-Buyers use Michael Usher Mortgage Services
Contact Michael Usher today
Frimley 01276 670777 Basingstoke 01256 637000
Thank you for your enquiry which has been sent successfully. We will reply to you shortly. Michael Usher Mortgage Services: Frimley 01276 670777, Basingstoke 01256 637000.
* Required fields

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Michael Usher Mortgage Services Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Michael Usher Mortgage Services Ltd is a company registered in England and Wales with company number 4156383. The registered office address is 84 – 88 High Street, Frimley, Surrey, GU16 7JE. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Making important financial decisions and putting your trust in a financial advisor can be overwhelming, but the team at Michael Usher Mortgage Services guarantee to stay with you every step of the way.