Can I Get a Buy To Let Mortgage as a First Time Buyer?
Are you thinking of buying a rental property in the UK before you buy your own home? Many people wonder whether it’s possible to get a Buy To Let mortgage as a First Time Buyer. The good news is that it is possible with the right lender as long as you satisfy their lending criteria. […]
What is a Survey When Buying a House and Which Survey Do I Need?
An important step when buying a house is to arrange a survey to be carried out. A survey is a professional inspection of the property to assess its condition and identify any issues you should be aware of before purchasing. It’s most common to instruct your chosen surveyor to visit the property after your offer […]
What is the Process of Buying a House?
The house buying process can be a little confusing the first time around, but in this guide, we’ll talk you through the main stages so you can be better prepared for the road ahead. We also provide free consultations for First Time Buyers where one of our friendly mortgage advisors will explain everything you need […]
How Does The 95% Mortgage Guarantee Scheme Work?
The government launched the 95% mortgage guarantee scheme on April 1st, 2021 – allowing First Time Buyers and home movers to potentially purchase a property with just a 5% deposit. Lenders retracted nearly all their 95% mortgage products due to the pandemic, putting homeownership out of reach for many people, so this scheme is a […]
First Time Buyer Mortgage Advice
Buying your first home should be one of the most exciting times of you life, but it can be daunting. Preparation is key, and once you’ve had a read of this guide you should feel more confident (and excited) about the road ahead. We also offer free consultations for First Time Buyers where one of […]
First Time Buyers Tips
Here are some tips for first time buyers. including some ideas on how to secure your deposit
5 Mortgage Tips for First Time Buyers
Last week Halifax Reported that First Time Buyers were at their highest since 2007. An estimated 326,500 people purchased their first house or flat in 2014; a 22% increase on 2013’s figures. At Michael Usher Mortgage Services, we hope the trend continues and this year we see even more people having the opportunity to make that […]
First-time buyers account for a large chunk of the mortgage market
Like the rest of the UK, first time buyers in Camberley are responsible for driving the mortgage market presently. According to the Council Of Mortgage Lenders…First-time buyers continue to account for a large chunk of the UK mortgage market, lenders’ data suggests. This group of house buyers took 42% of all home loans for house […]
Budget 2011 Explained for first time buyers Camberley
The government announced in the budget a new proposal which could help first time buyers. Although we are not sure of what the criteria will be and if it will be postcode allocated, I thought it best to try and give you the facts as we know them. Whether this will be good for Camberley […]
First Time Buyers 10pc Deposit
First Time Buyers Camberley.. The mortgage industry changes all the time. At our offices in Frimley, we get daily emails from lenders, telling us about the latest offers. The good thing is, that we don’t get these details from just one lender, but from a whole host of lenders, so that we can survey the […]
