Protect you, your home, and your family.



Getting the right insurance will protect you, your home, and your family.


A sudden loss of income can be devastating to your quality of life. Death, injury, or illness can cause irreparable financial damage. Insurance will protect your home and quality of life while your family recovers.

Choosing the right policies is important. This will depend on your circumstances and needs. We can help you do this free of charge, and we arrange them for you too.

Take advantage of our FREE insurance service by booking a chat with an advisor today

Let’s get you, your home, and your family protected.

Why do you need insurance?

If your family lost part or all its income due to death, injury or illness, would you be able to pay the mortgage, debts, and other living expenses? Savings may help but not usually for long. Government benefits are only available in certain situations, and they won’t usually cover your mortgage, let alone everything else – and they’re notoriously hard to claim on.

No one likes to think something bad could happen to them, but accidents and illnesses are a part of life. With the right insurance in place, your family can focus on recovering from a traumatic incident quickly – and your mortgage, home, and quality of life will be protected.

Without insurance, a sudden loss of income usually means you’ll have to sell your home. And it could damage your family’s quality of life and long-term future.

There are many different types of insurance. You won’t need them all, and choosing the right ones can be confusing. It’s important you take out the right policies for your situation and find great value deals which provide the cover you need. You can do this easily using our FREE insurance service. 

We can help you… for free!

Having the right policies in place will provide peace of mind that you and your loved ones are protected no matter what life throws at you.

It’s important you get professional advice to figure out which policies are suitable for your situation and to find great value deals which offer the cover you need. 

We have access to the full range of providers, so we can find you the right policies designed to provide long-term financial security for your family. And the good news is, there’s no fee! Our insurance service is completely free of charge.

The consequences of not having the right cover can be devastating. This is why we’re passionate about helping families like yours get fully protected.

As professional advisors, we’re duty-bound to give you the right advice. We’re also happy to arrange your policy for you for free. We’re proud to have been protecting our local community for 30 years – and now you can take advantage of our insurance service for FREE, to protect you, your family, and your home! 


Life Cover

Life Cover pays out if the policyholder dies or is diagnosed with a terminal illness. A lump sum is paid to the surviving family members to help cover mortgage payments, debts, and living expenses.

Critical Illness Cover

Critical Illness Cover pays out if the policyholder becomes critically ill or injured. The money is paid as a lump sum, to help with treatment and recovery costs, mortgage payments, debts, and living expenses.

Relevant Life Cover

Relevant Life Cover provides tax-efficient Life Cover to business owners and their employees. Money is paid to the family of the deceased as a lump sum through a discretionary trust.

Income Protection Insurance

Income Protection Insurance pays out if the policyholder is unable to work due to illness or injury. You can receive up to 60% of your gross income (tax-free) as monthly payments throughout the term of the policy, or until you retire or return work.

Buildings & Contents Insurance

Buildings Insurance pays out if your property is damaged to cover repairs. Content Insurance pays out if your possessions are damaged, lost or stolen to cover repairs or replacements. Buildings Insurance is required when you take out a mortgage. Content Insurance is not required but is recommended.

Family Income Benefit

Family Income Benefit pays out on the death of the policyholder. Money is paid out as monthly income for the duration of the term, usually until the children reach working age. It’s often taken out alongside Life Cover to provide short and long-term financial support.

Health Insurance

Health Insurance, also known as Private Medical Insurance, gives you and your family instant access to private health care at an affordable price. This includes the latest treatments – which are often unavailable on the NHS – and high quality, personal health care whenever you need it. 


A Trust holds assets on behalf of the beneficiary. They prevent these assets from being liable for inheritance tax. They also allow for claims to be paid without having to wait until probate is granted.