Buildings & Contents Insurance
Use our FREE insurance service to make sure you, your family, and your home are fully protected. We’ll advise you which policies are right for your situation, and we have access to all providers, meaning we can find a deal that suits your needs perfectly. We also arrange your policy for you quickly and easily – and we do all this completely free of charge!
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What is Buildings & Contents Insurance ?
Buildings Insurance covers the costs of repairing your property if it is damaged by an incident outside of your control – this typically includes fire, flooding, theft, vandalism and storm damage. Buildings Insurance is required when you take out a mortgage, and you’ll need it in place when you exchange as you are liable for the property from that point.
Contents Insurance covers the cost of repairing or replacing your possessions if they are damaged. This typically includes damage caused by fire, flooding, theft, storms and accidental damage.
What does Buildings & Contents Insurance provide?
Here are the main points to know about Buildings & Contents Insurance.
- Buildings & Contents Insurance are often taken out together but can be taken out separately.
- Buildings Insurance covers your property, whereas Contents Insurance covers your possessions.
- Buildings Insurance is required when you take out a mortgage. Contents Insurance is not required but is recommended.
Who Needs Buildings & Contents Insurance ?
Anyone taking out a mortgage must have Buildings Insurance, this is required by the lender. If you own a property, it’s recommended you have Buildings & Contents Insurance to ensure you are fully covered. If you are purchasing a flat, your Buildings Insurance should be covered in your service charge, so you should take out Contents Insurance separately to cover your possessions.
Our service is FREE!
We’ll help you find a deal that suits your needs perfectly and offers great value for money. We have access to all providers and can arrange the policy on your behalf, and we’re duty-bound to give you the right advice for your situation.
Our service is completely free of charge – so let’s get you, your home, and your family protected!