What Are the Current Stamp Duty Rates in 2025?

If you’re about to buy a new home in England or Northern Ireland, you may be wondering what the Stamp Duty rates are and how much you’ll have to pay. One thing to note is that Stamp Duty rates have changed as of 1st April 2025. Therefore, if you started planning your move a while […]
New Stamp Duty Rates Explained – How Much Could You Save? (2022)

The Chancellor has announced a temporary cut to Stamp Duty between the 23rd September 2022 and the 31st March 2025. The threshold before you start paying tax has increased from £125,000 to £250,000. For First Time Buyers, it’s increased from £300,000 to £425,000 providing the property is worth no more than £625,000. Whether you’re looking […]
House Prices To Rise 2% in 2020

Experts believe 2020 will see around a 2% rise in house prices. What does the year ahead hold for the property market?
Landlord Tax Relief Changes

There are currently approximately two million private landlords in the UK according to research from HomeLet. Countrywide reported
Mortgage Rates are Falling Down, Falling Down…

Each week seems to be bringing another mouth-watering, jaw-dropping, low-defying mortgage rate. The tail end of 2014 and beginning of 2015 saw rates plummet to new records with a variety of fixed, tracker and discount rates now on the market, some as low as 1.19%. Great Rates! Wait, there’s a catch? Well. Sort of. Great rates […]
No Increase to Bank of England Base Rate Till 2016?

Economists in the UK can’t seem to agree when we’ll see the base interest rate rise. Many still feel that it would be good to maintain the historic 0.5% level as opinions are split as to whether the economy would be strong enough to handle a rate increase. The Good News With the Base Rate […]
Mortgage Rate are low, but when will they rise?

Mortgage rates here in Camberley Surrey A short but to the point article appeared in the Daily Telegraph today written by Nicole Blackmore. In it she reminded us that before the crisis in 2008 there was little difference between Bank Rate and two – year fixed rates. Lenders were competing
How much could you save with the new stamp duty rates?

There were many announcements in this week’s Autumn Statement. One of the biggest announcements were changes to the stamp duty thresholds. This could make a big difference to the amount you have to find upfront when buying a property here in Surrey and Hampshire. But just how much could you save? Here are a few […]
UK house prices to rise 8 pct this year even if BoE acts

House prices in the UK are expected to rise 8% this year. This is good news in one way, but I believe it is not sustainable in the long term. Because its the first time buyers that are suffering, as many are unable to get their first mortgages due to the ever increasing requirements of […]
We're Busy..Why? Mortgage Approvals At Their Highest Since 2007

At our Frimley High street office, we’ve been busy..really busy. At the moment people are looking to fix their mortgage to the low interest rates, because there is a strong possibility that interest rates will rise next year. But of course first time mortgagees, are coming on board with the help of the government’s Help […]
