House Prices Still Stagnating
According to the Land Registry, local house prices are still stagnating. Although mortgages are available.. Many experts believe that this will continue for the next year or two, which is not a bad thing in my opinion. After all we’re not here to make a quick buck with our homes but hope that, when we […]
Your Right To Buy. A pledge from the Prime Minister
Affordable housing on Camberley, should be a thing of the past. according to our Prime Minister David Cameron. In fact he has pledged 200,000 in a ‘right-to-buy’ revamp. this will be great news for people living in council houses that really want to buy the home they currently live in. I borrowed this from www.yourmortgage.co.uk […]
Mortgages are cheaper than last year
Here’s something that caught my eye today in the Daily Mail… “Boost for first time buyers with 10 per cent deposit as mortgage rate falls below 6 per cent for first time in three years The average cost of a 90 per cent loan-to-value (LTV) mortgage, typically taken out by first-time buyers, is now 5.98 […]
Don't Rent…BUY, It could be cheaper!!!
First time buyers in Camberley. Stop renting as soon as possible…. Why? Because your monthly payments on a mortgage could well be less. There are some caveats to this and I cannot give you any actual advice here, because I do not know your particular financial position. After all, mortgages are not a “One Size […]
Gross mortgage lending up 21pc in March
I thought I was busy and I guess I’m not the only mortgage adviser who was last month. According to the Council of Mortgage Lenders, (whose members are building societies and other lenders who together undertake around 94% of all residential mortgage lending in the UK) Gross mortgage lending was up 21% in March. […]
Availability of mortgages set to increase, says Bank of England
According to the Bank of England, more mortages will be more readily available. You know I like to report good news, after all we hear bad news all the time and there are plenty of doom and gloom merchants out there. So the latest news is, Mortgage providers expect to make more loans in the […]
Budget 2011 Explained for first time buyers Camberley
The government announced in the budget a new proposal which could help first time buyers. Although we are not sure of what the criteria will be and if it will be postcode allocated, I thought it best to try and give you the facts as we know them. Whether this will be good for Camberley […]
Interest Rate Rise Could Take Millions of Homeowners By Surprise – Shelter
It may surprise you to know that in a survey of more than 1500 UK home owners, 25% believe current interest rates are either higher or the same that they have been in the past, or simply don’t know. Of course if you read this blog you will know that I have been talking about […]
House prices increase by 0.3% in February
We can never get a true picture locally of house price’s gains or losses, because there is not enough data from the local agents. But of course, if I was really keen, I could to the land registry, but that far too much work. However, if you want to do some digging around, check this […]
Mortgage Rates UP Already?
Living in Surrey without a fixed rate mortgage? If you haven’t got a fixed rate mortgage, then maybe you ought to consider changing soon. The next Bank Of England Monetary Policy Committee Meeting will be on the Thursday 10th March. Now, they may decide to increase the base rate by 0.25% then or hold it […]
