MORTGAGE Guides

The Bank of England’s Base Rate has been in the spotlight in recent years – dropping to an all-time low of 0.1% in 2020 before

Loan-to-value, often abbreviated to LTV, is a crucial element of a mortgage deal that can determine what interest rate you’re offered. There are two factors

Green mortgages are being offered by an increasing number of lenders in the UK as the population becomes more environmentally conscious. But are they always

Fixed-rate mortgages are the most common mortgage product in the UK. But whether you should get one or not and how long you should fix

If you’ve found yourself on a Standard Variable Rate mortgage, you could be paying more interest than you need to. The good news is that

If you think you may not be able to afford your mortgage repayments due to short-term financial difficulties, you may be allowed to skip a

Many people work towards paying off their mortgage early for good reason. Not only can you reduce the overall cost of your mortgage but you

Guarantor mortgages in the UK can be a lifeline for those struggling to get on the property ladder. By sharing the risk with a guarantor,

If you can afford mortgage repayments but you don’t have a deposit, a Family Springboard Mortgage may be the key to unlocking the door to