Staying up to date with your credit score can be hugely valuable, especially when you are approaching a mortgage application. It gives you the opportunity to correct mistakes in your report and improve your credit score over time, which can make borrowing easier down the line.
We always recommend CheckMyFile to our customers because it allows you to see your credit history and score from all three major credit reference agencies in the UK (Equifax, Experian, and TransUnion) in one place. This approach allows you to fully understand and improve your credit situation and gives you insight into what lenders will see if they run a hard credit check on you. If you want to learn more about CheckMyFile, please read our popular guide, ‘What is CheckMyFile and is it the Best Way to Check My Credit Score?’
We recommend you stick with CheckMyFile if you’re able to, so you can keep an eye on your credit score and make improvements. However, we understand that many people wish to cancel their subscription when they are not approaching a mortgage application. For this reason, we’ve put together a handy step-by-step guide to cancelling CheckMyFile, which you can work through below.
How To Cancel CheckMyFile on Mobile
Step One
Log in to your CheckMyFile account.
Once in, click on your initials in the little circle at the top right of the page.
Step Two
Click on the ‘Billing‘ tab, which you can find on the tab menu running along the top of the page under your name.
You should then see your membership details displayed underneath.
Step Three
Click the ‘Cancel membership‘ button and then follow the on-screen options.
Once completed, you’ll receive an email and a secure message, you’ll need to open one of these to confirm your cancellation.
How To Cancel CheckMyFile on Desktop
Step One
Log in to your CheckMyFile account.
Once in, click on your initials at the bottom left of the page.
Step Two
Click on the ‘Billing‘ tab, which you can find on the tab menu.
You should then see your membership details displayed.
Step Three
Click the ‘Cancel membership‘ button and then follow the on-screen options.
Once completed, you’ll receive an email and a secure message, you’ll need to open one of these to confirm your cancellation.
How To Cancel CheckMyFile by Email or Message
You can also cancel your CheckMyFile subscription by emailing help@checkmyfile.com or by sending a secure message through your account explaining that you wish to cancel.
The Bottom Line
CheckMyFile is an extremely useful tool for tracking and improving your credit score. It’s the only platform that pulls data from all three major credit reference agencies in the UK, and therefore it gives you the most detailed and balanced credit report available. However, some people choose to cancel when they are not about to apply for borrowing. For those people, we hope our step-by-step guide to cancelling CheckMyFile has been useful.
A Bit About Us
At Michael Usher Mortgage Services, we’ve been helping people throughout Surrey, Hampshire and Berkshire for over 30 years! We’re not affiliated with any particular lender, so we can access a comprehensive range of mortgages from across the market to find a deal that suits your needs. We’ll guide you through the process and liaise with your lender, estate agent and solicitor to ensure your application goes as smoothly as possible, and we can also help protect your mortgage with our FREE Insurance Service.
Talk to one of our friendly mortgage advisors for free to get going quickly. Our head office is on Frimley High Street, but we can also help you remotely via phone or video call if you’d prefer. We look forward to chatting with you!
Talk to a mortgage advisor for FREE
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.
