If you are applying for a mortgage as a self-employed person or a limited company director, you will typically need to provide your Tax Calculations (SA302s) and Tax Year Overviews as proof of income. This can help evidence your income from employed or self-employed work, dividends, or property. Lenders may require you to provide these documents for multiple tax years to satisfy their affordability checks.
The HMRC website isn’t particularly user-friendly in places, but if you follow our step-by-step guide below, you should be able to access and save your Tax Calculations and Tax Year Overviews fairly easily. We’ve included images to help guide you through the process, as well as sample Tax Calculations and Tax Year Overviews so you can be confident you’re sending the correct documents to your lender or mortgage broker.
How to Get Your Tax Calculation (SA302)
Step One
Visit the HMRC online services website.
Click on the ‘Sign in’ button and enter your login details.
Step Two
Click on the ‘Self Assessment’ tile.
Step Three
Scroll down to the ‘Previously filed returns’ section.
If you are looking for your most recent Tax Calculation, click on the ‘Get your SA302 tax calculation’ option.
If you are looking for a previous year’s Tax Calculation, click on ‘View more previous years Self Assessment’ and select the appropriate option from the dropdown menu.
Step Four
You should now be viewing your Tax Calculation.
Make sure you are viewing the correct tax year.
Step Five
To print your Tax Calculation, scroll down to the bottom of the page and click on the ‘Print your full calculation’ button.
Select ‘Save as PDF’ on your print dialogue box if you would like to email or upload a digital copy.
How to Get Your Tax Year Overview
Step One
Visit the HMRC online services website.
Click on the ‘Sign in’ button and enter your login details.
Step Two
Click on the ‘Self Assessment’ tile.
Step Three
Scroll down to the ‘Previously filed returns’ section.
Click on the ‘View your tax year overview’ option.
Step Four
Select the correct tax year using the dropdown menu next to where it says, ‘Tax year ending:’.
Click the Go button.
Step Five
Scroll down to view your Tax Year Overview for the selected tax year.
Step Six
To print your Tax Year Overview, click on the ‘Print your tax year overview’ link.
Select ‘Save as PDF’ on your print dialogue box if you would like to email or upload a digital copy.
The Bottom Line
If you are applying for a mortgage, you may be required to print or send copies of your Tax Calculations (SA302s) and Tax Year Overviews. Particularly if you need to evidence income from self-employed work, dividends, or property. To do this, you’ll need to visit the HMRC online services website and follow the step-by-step guides above. You may need to provide these documents for a number of tax years, so chat to your mortgage broker to find out how many years you need to go back. We hope you find our guide helpful, but if you have any questions or run into difficulties, please feel free to get in touch.
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