It’s FREE to see what self-employed mortgage deals are available to you.
We search deals from across the market to find you a rate you’re happy with.
“As a self-employed person, if you approach the right lender in the right way, you should qualify for the same mortgage deals as an employed person.”
As long as you apply for the right deals in the right way, you should have the same chance of being accepted for a mortgage as an employed person.
We’ll need to prove your income and affordability in a different way to an employed person, and we may have to structure your application differently depending on the category of self-employed you fall under.
Typically, you’ll only need 2 years’ worth of accounts, self-assessments, and bank statements to prove your self-employed income to lenders.
We also have access to specialist lenders who may lend to you if you’ve been trading for less than two years or if you want to base your affordability on your latest years’ accounts.
“We give you the same advice we give to our own friends and family!”