Mortgages for Company Directors (The Ultimate Guide)
Getting a mortgage as a director of a limited company tends to be slightly trickier compared to employed applicants. However, with the right advice, affordability and credit health, you should have plenty of options available. In fact, in some cases, you may be able to borrow more than you otherwise would be able to as […]
We Gave £1000 to a Local School!
In May, we launched our first-ever £1000 local school giveaway competition! We gave five local schools the chance to win £1000, with second and third-place schools winning £200 and £100 respectively. Having supported our local community for over 30 years, we decided it was high time we turned our attention to our amazing local schools. […]
Choosing a Mortgage Broker for Self-employed or Freelancers
You may be wondering how to get a mortgage if you’re self-employed or a freelancer. It’s true that there may be a few more hurdles to jump over, but as long as you have the necessary affordability and credit health, there should be plenty of mortgage options available to you. The key to jumping those […]
Can I Get a No Deposit Mortgage – 100% Mortgages Explained
If you’re a First Time Buyer looking to get on the property ladder, you may be thinking ‘can I get a mortgage without a deposit?’ As property prices and rents in the UK remain high and wages are squeezed by the cost of living, saving up for a deposit may seem out of reach. The […]
The Sky’s the Limit for Jo Currie!
We want to congratulate Jo, one of our star mortgage advisors, for successfully completing 3 months of challenges (culminating in a skydive) and raising money for some fantastic charities! We invited Jo to say a few words about her adventures and here’s what she had to say… “I’m always driven to set and achieve goals, […]
Why All Landlords Should Make a Lasting Power of Attorney
A Lasting Power of Attorney (LPA) is a legal document that most adults should make as soon as possible. Where a Will protects your family and estate once you’re gone, an LPA protects your family, estate and yourself whilst you’re still alive. As a landlord, you arguably have an even greater need for an LPA […]
How Do I Check My Credit Score?
If you’re about to apply for a mortgage, it’s a good idea to check your credit score to make sure there are no mistakes that could hurt your chances of being accepted. It can also speed up the application process if you have your credit report to hand when meeting your mortgage broker. Your credit […]
Is a Mortgage 3 Times Your Salary?
As a starting point, mortgage lenders typically use an income multiple to work out how much they would be willing to lend to you. In other words, when calculating the maximum loan they can offer you, they will multiply your income by a certain number. If you’ve heard that a mortgage is 3 times your […]
What Do I Need to Get a Mortgage?
The very first thing you need to do to get a mortgage is to secure a minimum 5% deposit (10% – 15% is preferable). Once your deposit is in place, you may be wondering what else you need to get a mortgage. The process can seem daunting but we believe it should also be exciting. […]
7 Benefits of Getting Health Insurance
Health Insurance, also known as Private Medical Insurance, offers several benefits that support a quick and successful recovery from illness or injury. If you ever need medical attention, Health Insurance gives you access to advanced treatments and care through the private healthcare system. With the NHS currently trying to cope with a record waiting list […]
